Terms of use

Educational material, not advice

The content on this site is educational and general. It is not advice, not a recommendation, and not an offer to buy or sell any instrument, and it is not tailored to your finances, your goals, or your tolerance for loss.

We are not a broker, a bank, or a licensed adviser, and no page here creates an advisory relationship. Decisions about whether to trade bitcoin (BTC/USD) are yours, and so are their consequences.

What Iloilo Coin Provides and What It Does Not

Iloilo Coin is an information site about trading bitcoin (BTC/USD) through FxPro, and it does not provide financial advice or act as a broker. Every article, example, and calculation here is educational: it explains how instruments work, how costs are structured, and how margin is computed, but it never tells you to buy, sell, or hold. You remain responsible for your own decisions, and you should treat any trade idea as a starting point for your own research, not as a recommendation. The site does not manage money, hold client funds, or execute orders; those activities sit with the broker you choose.

The site publishes reference material such as worked margin examples and platform guides, and it is not a substitute for a licensed adviser who knows your full financial situation. A worked figure like the roughly $385.00 margin needed for a 0.10-lot bitcoin position at the applicable leverage cap is there to show the arithmetic, not to suggest that size is right for you. Nothing on the site is personalised to your income, debts, or goals, and no page should be read as a signal to trade. If you need advice, consult a professional who is authorised to give it in the Philippines.

You should also understand that the site does not verify the accuracy of third-party platform data in real time, so prices, margins, and contract details can differ from what you see in MT4, MT5, cTrader, or the FxPro app. The reference price of about 77000.0 is a snapshot used for teaching, not a live quote. Before acting, confirm every figure inside the trading platform itself and read the broker's own legal documents. The site's role is to explain concepts clearly, and that role stops well short of executing trades or safeguarding your funds.

Risk of loss

CFDs on bitcoin carry a high risk of loss and most retail accounts lose money. Leverage magnifies both directions, and the cap that applies to the entity serving the Philippines is a maximum, not a target to work towards.

A worked example: at the applicable cap, a 0.10-lot bitcoin position needs about $385.00 margin, and that margin can be lost quickly when price moves against the position. Never commit money you cannot afford to lose entirely.

How Updates to These Terms Are Published

We publish changes to these terms by posting the revised version on this page, and the revised version takes effect when it is posted unless a later date is stated in the notice. We do not currently send individual emails about every edit, so you should check this page periodically if you rely on the terms. The page itself is the single source of truth, and any older copy you may have saved is superseded once a new version appears here. Continued use of the site after a change means you accept the updated terms.

Updates may be needed when the affiliate relationship changes, when the broker's regulator or entity serving the Philippines changes, or when we add or remove sections such as the liability or governing-law parts. We will not quietly rewrite a section to remove a risk disclosure; if a change is material, the revised text will say what changed in plain language within the section itself. We do not backdate changes or remove the fact that FxPro is licensed by the FCA (UK) and CySEC and not by the SEC of the Philippines.

Because the site does not collect account-level data, an update to these terms does not require you to re-accept anything inside a trading platform. Your broker's own terms are separate and are updated through the broker's channels, which you should monitor independently. If you disagree with a revised term, your option is to stop using the site; that is the extent of the remedy, since the information is provided free at the point of reading. We keep the current version live and dated by the act of publication rather than by a promise of advance notice.

The Affiliate Relationship Behind Links on This Site

This site earns money through affiliate relationships, meaning we may receive a commission when you open an account with FxPro after following a link here, and that payment does not change what you pay the broker. The commission is typically a share of the broker's revenue from your trading activity, and it is funded by the broker, not added to your spreads, commissions, or swaps. We disclose this because you deserve to know how the site is financed. The arrangement does not give us access to your account, your funds, or your personal trading data.

Affiliate compensation creates a conflict of interest that we manage by keeping the editorial angle fixed: explain what a cost consists of and what it depends on, rather than praising any spread or fee. We were not given specific spread, commission, swap, or minimum deposit numbers, so we do not state them as facts. The presence of a link is not a recommendation to trade, and it is not a signal that FxPro is suitable for you. You should compare providers yourself and read the broker's own schedule of charges before funding anything.

The affiliate relationship also means some links may track your visit so the broker can attribute the referral, which is a normal part of affiliate marketing. That tracking does not alter the price you see or the terms you agree to with the broker. We do not accept payment to fabricate results or to hide risks, and we do not publish invented statistics or author names. If you prefer not to use affiliate links, you can reach FxPro directly; the educational content on this site remains the same either way, and your choice has no effect on what you read here.

What You Agree to When You Use the Site

By using Iloilo Coin you agree to use it for lawful, personal research and not to rely on it as a substitute for a licensed adviser or for the broker's own contract specifications. You accept that bitcoin trading is high-risk, that leverage is a cap rather than a target, and that you can lose more than you expect if the market moves against you. You also agree not to scrape, republish, or resell the content as your own, and not to misrepresent the site as an advisory service. These obligations apply whether you reach the site directly or through an affiliate link.

You agree that any example involving peso amounts, GCash, or bank transfer is illustrative and that actual funding depends on the broker's payment channels and your bank's processing. You agree to verify every figure, including the roughly $385.00 margin for a 0.10-lot bitcoin position at the applicable cap, inside the platform before trading. You also agree that you are responsible for your own tax and reporting obligations in the Philippines, since the site does not provide tax advice and does not track your transactions. Nothing on the site creates a client, advisory, or fiduciary relationship.

You agree that if you breach these terms, we may restrict your access to the site, and that the limits of liability and governing-law sections survive any such restriction. You agree that the affiliate disclosure is sufficient notice of the commercial relationship and that you will not treat a link as a personal recommendation. Finally, you agree that the site may change as described on this page and that your continued reading after a change is acceptance. These agreements are read together with the sections above and do not alter your separate contract with FxPro.

The Law That Governs These Terms

These terms are governed by the laws of the Philippines, and any dispute arising from your use of the site is subject to the jurisdiction of Philippine courts. That means local consumer-protection rules and local court procedures apply to the website relationship, even though the broker you trade with may be regulated elsewhere. The choice of Philippine law does not make the site a regulated financial adviser, and it does not extend the reach of the SEC of the Philippines to FxPro, which is licensed by the FCA (UK) and CySEC, not by the SEC of the Philippines.

Because the site is information-only, the governing law mainly affects how disputes about content, liability, and affiliate disclosure are handled. If a conflict exists between these terms and mandatory Philippine law, the mandatory law prevails to the extent of the conflict. You agree to raise concerns with us first so we can try to resolve them informally, and only then to pursue formal action. Nothing here prevents you from exercising rights you have under Philippine consumer law, and nothing here submits the broker to Philippine jurisdiction, since your trading account is a separate contract.

The governing-law clause also means that references to ₱ amounts, GCash, and bank transfer are read in the Philippine context, while instrument details such as BTC/USD, 1 lot = 1 BTC, and pip = 1.0 stay as defined by the broker's contract specifications. Where the site mentions the FCA or CySEC, it does so to identify the broker's regulators, not to imply that Philippine law does not apply to this website. If any provision is found unenforceable, the rest remains in force, and the unenforceable part is limited to the minimum extent necessary.

Limits of Liability in Plain Words

To the fullest extent permitted by law, Iloilo Coin is not liable for any trading losses, missed profits, or indirect damages you incur from using this site, because the site provides information rather than execution or advice. If you lose money on a bitcoin trade, that loss sits with you and your broker, not with this website. We also do not guarantee that the site will be uninterrupted or error-free, or that any example will match live market conditions. Your use of the site is at your own risk, and you accept that responsibility when you read or act on anything published here.

The limit applies to mistakes in the content as well: while we aim for accuracy, we do not warrant that every explanation, formula, or worked figure is complete or current for your situation. For instance, the margin example for a 0.10-lot bitcoin position depends on the leverage cap that applies to the FxPro entity serving the Philippines, and that cap can change. If a number on the site is out of date, your remedy is to check the platform and the broker's documents, not to claim against the site. We are not responsible for decisions you make after reading.

Nothing in these limits excludes liability that cannot be excluded under Philippine law, so the clause is read as narrowly as the law requires. We also are not liable for the acts or omissions of FxPro or any third-party platform, including outages, pricing errors, or funding delays through GCash or bank transfer. Those are governed by your agreement with the broker. If you are unsure whether a limit applies to your situation, seek independent legal advice; this paragraph explains the intent in plain words and is not itself legal advice.

Dated figures and affiliate links

Figures on this site are dated because they change. Leverage rules, platform menus and terms of service move, so verify anything you rely on with the broker itself before you act on it, and treat an undated memory of a page as unreliable.

Some links here are affiliate links, which means we may be paid if you open an account through them. Your relationship is then with the broker, not with us: the account, the contract, the funds and any dispute all sit between you and that firm. For the record, FxPro is licensed by the FCA (UK) and CySEC - not by the SEC of the Philippines.